Register Now For Kisan Dost 2024: Top Agricultural Loans At Low Rates!

Register Now for Kisan Dost 2024: Top Agricultural Loans at Low Rates!

One of the most advantageous projects launched by the Punjab government, led by Marium Nawaz, is the Kisan Dost Package. Through several schemes designed specifically for this package, any eligible farmer can apply for a loan.

All the details and eligibility Criteria of a farmer who can apply for the Kisan Dost Package are fully covered in the article below, therefore you can register now for the Kisan Dost Project to avail of agricultural loans at low rates. 

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Register Now For Kisan Dost Package 2024 Via NBOP

The  registration for the kisan loan scheme has been started and many farmers have already applied for it you can also register through the National Bank of Pakistan for the Free loan Schemes by following the complete Procedure given below:

Step no# 01: Obtain The Application Form

To obtain the printed application form, go to one of the National Bank of Pakistan’s approved branches. You can get this form for free.

Step no# 02: Collect The Important Documents

Fill out the application form and ensure it is accompanied by the following:

  • Agricultural Pass Book
  • Khasra Girdawari
  • An attested copy of your Identity Form
  • Two attested recent photographs

Step no# 03: Submit The Application

Once you complete gathering all the information and finalize your application then send the bank your filled-out application form together with the necessary paperwork.

Step no# 04: Loan Processing

The bank will record mortgage payments in the farmer’s passbook up until the loan is approved. Upon approval, the farmer will have access to the loan amount in their account, which they can utilize as required.

Note: Farmers can seek advice and apply for agricultural loans from a wide network of over 875 approved branches located all throughout the nation to support them.

Also Read: Kisan Card Registration Starts For 5 Lakh Farmers

Eligibility Criteria For Kisan Loan

Here are some of the important requirements for the Kisan Dost Package:

  1. Farmers who possess land as well as those who don’t can apply for loans.
  2. Female farmers are eligible for special discounts on Agri Gold Loans.
  3. Farmers have access to a range of collateral options for loan acquisition, such as paper security, residential or commercial real estate, gold ornaments, and their Pass Book.
  4. Farmers who meet the requirements can extend their loans every year for a maximum of three years without requiring fresh applications or approvals.

کسان دوست پیکج کے لیے چند اہم تقاضے یہ ہیں

وہ کسان جن کے پاس زمین ہے اور وہ لوگ جن کے پاس نہیں ہے وہ قرض کے لیے درخواست دے سکتے ہیں۔

درخواست دینے والی خواتین کسان زرعی گولڈ لون پر خصوصی رعایت کی اہل ہیں۔

کسانوں کو قرض کے حصول کے لیے کئی طرح کے ضمانتی اختیارات تک رسائی حاصل ہوتی ہے، جیسے کاغذی حفاظت، رہائشی یا تجارتی رئیل اسٹیٹ، سونے کے زیورات، اور ان کی پاس بک۔

وہ کسان جو ضروریات کو پورا کرتے ہیں وہ ہر سال اپنے قرضوں کو زیادہ سے زیادہ تین سال کے لیے نئے درخواستوں یا منظوریوں کی ضرورت کے بغیر بڑھا سکتے ہیں۔

Importance of Kisan Dost Package:

The Agriculture Farming Program is vital for farmers, providing them with affordable and easy-to-access loans. With competitive interest rates and a quick approval process, farmers can get the funds they need without hassle. The program also offers expert advice and support directly to farmers, helping them make smart decisions.

زرعی فارمنگ پروگرام کسانوں کے لیے بہت اہم ہے، جو انہیں سستی اور آسانی سے رسائی کے قرضے فراہم کرتا ہے۔ مسابقتی شرح سود اور فوری منظوری کے عمل کے ساتھ، کسان بغیر کسی پریشانی کے اپنی ضرورت کے فنڈز حاصل کر سکتے ہیں۔ یہ پروگرام کسانوں کو براہ راست ماہرانہ مشورے اور معاونت بھی پیش کرتا ہے، جس سے انہیں سمارٹ فیصلے کرنے میں مدد ملتی ہے۔

Also Read: NAVTTC Summer Code Online Registration

Features of Kisan Dost Schemes for Farmer-Friendly Loans

One of the revolutionary actions taken by the Punjab government is the loans for farmers through the Kisan Dost Package, which allows farmers to borrow large sums of money at low interest rates. This allows them to use the money for the expansion of their agricultural fields while repaying the loans at the most convenient time.

If you haven’t applied yet, you should Register Now For Kisan Dost because of these incredible features:  

  • Loans are offered at a markup rate of 15.5% per annum, making them affordable for farmers.
  • The loan disbursement process is fast and straightforward, ensuring farmers receive funds quickly and with minimal hassle.
  • Loans are delivered timely and based on need, right to the farmer’s doorstep, ensuring ease of access.
  • Farmers receive guidance at every step from experienced agronomists, ensuring they make informed decisions and effectively utilize their loans.
  • Various agricultural schemes are available, allowing farmers to access credit for a wide range of agricultural produce and activities.
  • Farmers can secure loans using a variety of collateral options including their Agricultural Pass Book, gold jewelry, and paper security.
  • Even non-owners can avail of loans up to Rs. 100,000 on personal surety, making the scheme inclusive.
  • Hamad revolving loans are available for up to three years, with no need for re-documentation each year, offering flexibility and ease of use.

These features collectively make the Kisan Dost Schemes highly beneficial for farmers, providing them with the financial support and guidance needed to enhance their agricultural productivity.

Benefits of the Farmer Loan Scheme 

The National Bank of Pakistan has launched the Kisan Dost Agricultural Loan Program for the farmers, whose main objective is that farmers! So that farmers can get loans for their agricultural needs with full confidence without any referrals or bribes. The sanctioned loan limit is within his reach from time to time and he can withdraw the sanctioned loan amount from his account as per his requirement in the future without any paperwork for three years (Revolving Basis). So now every farmer increased his production by getting loans very easily.

نیشنل بینک آف پاکستان نے کسانوں کے لیے کسان دوست زرعی قرضہ پروگرام شروع کیا ہے جس کا بنیادی مقصد یہ ہے کہ کسانو! تاکہ کسان اپنی زرعی ضروریات کے لیے بغیر کسی حوالہ یا رشوت کے پورے اعتماد کے ساتھ قرضے حاصل کر سکیں۔ منظور شدہ قرض کی حد وقتاً فوقتاً اس کی پہنچ میں ہوتی ہے اور وہ اپنے اکاؤنٹ سے منظور شدہ قرض کی رقم کو اپنی ضرورت کے مطابق مستقبل میں بغیر کسی کاغذی کارروائی کے تین سال کی مدت تک نکال سکتا ہے۔ لہٰذا اب ہر کسان نے آسانی سے قرض حاصل کرکے اپنی پیداوار میں اضافہ کیا۔

List of Farmer-Friendly Agricultural Credit Schemes:

  • NBP Farmer Friendly Productive Loan Scheme 
  • NBP Farmer Friendly Micro Loan Scheme 
  • NBP Farmer Friendly Development Loan Scheme
  • NBP Farmer Friendly Tractor Loan Scheme 
  • NBP Farmer Friendly Tubewell Loan Scheme 
  • NBP Farmer Friendly Agricultural Equipment Loan Scheme 
  • NBP Farmer Friendly Irrigation Equipment Loan Scheme 
  • NBP Farmer Friendly Cooked Skin Loan Scheme 
  • NBP Farmer Friendly Farm Transport Loan Scheme
  • NBP Farmer Friendly Loan Scheme for Construction of Godowns 
  • NBP Farmer Friendly Biogas Plant Loan Scheme
  • NBP Farmer Friendly Sulfuric Acid Generator Loan Scheme 
  • NBP Farmer Friendly Fisheries Loan Scheme 
  • NBP Farmer Friendly Fish Pond Construction Loan Scheme 
  • NBP Farmer Friendly Fish Boats Loan Scheme 
  • NBP Farmer Friendly Livestock Farm Loan Scheme 
  • NBP Farmer-friendly loan scheme for purchase of livestock heads
  • NBP Farmers Friendly Livestock Clinic Loan Scheme 
  • NBP Farmers Friendly Livestock Analytical Laboratory Loan Scheme 
  • NBP Farmers Doula Loan Scheme Motorcycle Loan Scheme 
  • NBP Farmers Friendly Milk Processing Loan Scheme 
  • NBP Farmers Friendly Milk Chilling Plant Loan Scheme Scheme 
  • NBP Farmer Friendly Poultry Farming Loan Scheme 
  • NBP Farmer Friendly Cold Storage Loan Scheme
  • This BP is a friend of IPM (Integrated Pest Loan Scheme Management)
  • NBP Farmer Friendly Forestry Loan Scheme
  • NBP farmer-friendly silkworm rearing Loan scheme
  • NBP farmer-friendly beekeeping Loan scheme


The Kisan Dost Package, spearheaded by the Punjab government under Maryam Nawaz’s leadership, stands as a crucial support system for farmers. By offering accessible agricultural loans at competitive rates, this initiative aims to empower farmers across the region. 

The streamlined application process, coupled with expert guidance and flexible financing options, ensures that farmers can effectively utilize these resources to enhance their agricultural endeavors.